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DISCLAIMER

The CAT NMS Plan Participants, their affiliates and third party providers (“Participants”) are not responsible for any errors or omissions in the information contained on or accessed through this web site. All such information in this web site is provided “as is”. Participants make no warranties or representations and disclaim all express, implied and statutory warranties of any kind to the user or any third party (“User”), including, but not limited to, any warranties of accuracy, timeliness, completeness, merchantability, non-infringement and fitness for any particular purpose.

Except for claims that cannot be excluded by the applicable local law, Participants shall not have any liability, including but not limited to, tort, contract or any other liability to User arising as a result of use of or access to this web site. Participants shall not be liable to User for lost profits or lost opportunity, direct, indirect, special, consequential, incidental or punitive damages whatsoever, even if Participants have been advised of the possibility of such damages. Some jurisdictions do not allow for the exclusion or limitation of implied warranties or liability for incidental or consequential damages. Therefore, the above limitations may not apply to User, or there may be applicable laws which supersede the above. Any clause of this disclaimer declared invalid by the appropriate authority in each jurisdiction shall be deemed severable and shall not affect the validity or enforceability of the remainder of this disclaimer. The terms of this disclaimer are governed by the laws of the State of New York. Participants reserve the right to amend the Legal Notices at its discretion at any time without notice.

COPYRIGHT NOTICES

As between the User and the Participants, the works of authorship contained in this web site, including but not limited to all design, text, sound recordings, and images are owned, except as otherwise expressly stated, by the Participants and may not be copied, reproduced, transmitted, displayed, performed, distributed, rented, sublicensed, uploaded, posted, framed, altered, stored for subsequent use or otherwise used in whole or in part in any manner without Participants’ prior written consent, except to the extent that such use constitutes “fair use” under the Copyright Act of 1976 (17 U.S.C. § 107), as amended, and then, only with notices of Participants’ proprietary rights.

User may link to this web site, provided that (a) the appearance, position and other aspects of the link do not damage or dilute the goodwill associated with Participants’ name and trademarks, (b) the link and/or website that is being linked does not violate Participants’ intellectual property rights, (c) no aspect of the link, including the appearance and position of the link, may create the appearance that an entity is associated with or sponsored by Participants when association or sponsorship does not exist, (d) the link, when activated by a User, must display the web site web page in its entirety and not within a “frame” on the linked website, and (e) Participants reserves the right to revoke consent to the link at any time in their sole discretion.

TRADEMARK/SERVICE MARK NOTICES

As between the User and the Participants’, any trademarks, name, logo, brand, or other mark (“Trademarks”) associated with the Participants’ or this web site are trademarks or registered trademarks of the Participants in the U.S. and/or other countries. All Rights Reserved.

All other trademarks used on this web site are property of the respective Participants. The absence of a Trademark does not constitute a waiver of any and all intellectual property rights that a Participant has established in any of its products, services, programs, features, service marks, service names, or logos. Users may not use Participants’ Trademarks in any manner which suggests or hints at affiliation with, sponsorship of or endorsement by, Participants without prior written permission which allows for and specifies the Trademarks and type of use.